Question 1

How do I get started?

Accepted Answer

Getting started is simple. You have three options:

Fill out the quick online form on the Sell Your Note page — just a few basic details and we'll be in touch within one business day
Complete the full worksheet if you'd prefer to provide more detail upfront
Call us directly at 862-849-7567 — we're happy to walk through everything over the phone

Once we connect, Martha will personally discuss your goals and answer any questions you have — at your pace and without pressure.

Question 2

What documents will I need?

Accepted Answer

You don't need any documents to get started — a conversation and a few basic details are enough for an initial quote. When we move forward, we'll eventually need copies of:

The original note and mortgage (or deed of trust / contract)
The closing or settlement statement from the original sale
Buyer/payer information
Payment history and current balance
Previous title insurance policy
Current hazard insurance policy

Don't worry if you don't have everything right away — we can help you locate what's needed.

Question 3

How long does the process take?

Accepted Answer

Most note sales close within 2 to 4 weeks once all documentation is in hand. The process includes reviewing your paperwork, ordering title work and a property evaluation, and coordinating the closing.

Some transactions can close in as little as 10 to 15 business days. We keep you informed every step of the way so there are never any surprises.

Question 4

How will I be paid?

Accepted Answer

The purchase price is paid in guaranteed funds — either by cashier's check or wire transfer. Funds are typically wired to the title company, where you exchange your original documents for the proceeds. This ensures the safe and secure transfer of your valuable asset.

Frequently Asked Questions

Straightforward Answers No Jargon. No Pressure.

UNDERSTANDING YOUR NOTE

What is a mortgage note?

What is a note appraisal or note analysis?

How is the value of my note determined?

What can I do to maintain or increase my note's value?

SELLING YOUR NOTE

Why would I sell my mortgage note?

Can I sell just part of my note instead of all of it?

Are there any costs to sell my note?

Will selling my note affect the person making payments?

THE PROCESS

How do I get started?

What documents will I need?

How long does the process take?

How will I be paid?

WHY GRACEMAR CAPITAL

Why should I work with Gracemar Capital instead of someone else?

Still Have Questions?

Licensing Disclosure:

Florida REALTOR®

PMP Certified

Registered Note Broker