Articles & Insights

The terms of owner financing dramatically impact the price an investor is willing to pay should the seller ever decide to sell their note, mortgage, trust deed or contract. Use these optimum terms to structure a seller-financed transaction for top dollar pricing. Down Payment The more a buyer has invested in the property the less likely they are to quit paying, go into foreclosure, or just walk away from the property. Ideally you would like to see at least 20% down payment, t

Would you rather have $97,000 to sell your $100,000 note or only $80,000? The difference usually comes down to the big three. Here’s the three biggest mistakes note sellers make and how to avoid flushing money down the drain. Mistake #1 – Failing to Check Credit The payer’s credit report lets you know how timely they have paid bills in the past. This is a good indicator of how they will pay on a seller-financed note. It also has a huge impact on how much an investor is wi

When a seller offers owner financing they agree to accept payments from the buyer. But sellers don't have to wait 10, 20, or even 30 years to receive their money. They have the choice to sell all or just part of their future payments for cash today. Option 1 - When an investor purchases all the remaining payments on a land contract or mortgage note it is considered a full purchase. Option 2 - When an investor purchases just a portion of the remaining payments it is consi

It’s a tough time to sell a house. In an effort to sell fast and stand out from the crowd, sellers are turning to owner financing. By accepting payments over time from the buyer, the seller provides an alternative to bank financing. Seller financing attracts more buyers and helps the owner get attention in a market flooded by oversupply from foreclosures. Of course, sellers don’t want to jump from the frying pan into the fire by trading a house that won’t sell for a buyer

Tired of receiving monthly payments? Wishing for a lump sum of cash today? If you sold property with seller financing chances are you’ve wondered about selling the real estate note. Here’s how to sell a mortgage note, trust deed, or contract in 7 easy steps. Step #1 - Request Quote Just complete a short informational worksheet to receive a free no obligation quote. Click here to request a free quote or by calling 862-849-7567. Step #2 - Provide Document Copies To

What is a fair price for a cash flow note in today’s market? Here are 3 easy steps that brokers and sellers can use to receive pricing before they sell a note. Are you a property owner considering a seller carry-back to sell a property faster?A seller already receiving payments from the buyer on property sold?A cash flow broker helping people sell a note? These situations leave many wondering how to determine the true value of an owner-financed note. The future payments o

What’s old is new again and the credit crisis, struggling economy, and declining real estate market are making seller financing the come back kid of 2010. Offering to owner finance a property can attract buyers and even save transactions as banks increasingly stamp “DECLINED” on mortgage applications. Before you agree to “Be the Bank” carefully consider the downside to providing creative financing. Time is Money – For most sellers waiting to get paid is the biggest draw

The word is out and seller financing is on the rise as buyers and sellers look for creative ways to finance property in the struggling market. So what’s all the hype? Here are ten advantages to using the seller carry back to buy or sell real estate. 1. Shorter Marketing Times – Properties marketed with “Owner Will Finance” will draw a greater response rate and generally sell at least 20% faster than properties requiring conventional financing. 2. More Buyers – With

Why would a seller allow a buyer to make payments over time for the purchase of property? Here are five reasons sellers consider financing property rather than requiring the buyer to obtain a bank loan: 1. Reduced Marketing Times What is the first thing a real estate agent does when property is not moving and has been on the market for 60 to 90 days? They reduce the price and add the tagline “price reduced” to all advertising and signs. Rather than reduce the price, it m

When a seller allows a buyer to make payments over time for the purchase of property, it is known as owner financing or seller financing. This private financing by the seller can take the place of a bank loan or be in addition to a conventional mortgage. The payment amount, interest rate, and other terms are agreed upon between the buyer and seller. The amount financed by the seller will depend upon the buyer’s down payment and whether there are any bank loans. Here’s a