
Contact us at 862-849-7567
About
About Gracemar Capital™
Professional experience. Personal stewardship.
Faith-driven purpose.
Gracemar Capital™ was founded by an executive technology leader with nearly 28 years of Fortune 100 financial discipline and a deep belief that business can be done with integrity, clarity, and compassion.
We take a people-first approach to real estate note investing. Every situation is reviewed individually, options are clearly explained, and there is never pressure or obligation. Our goal is simple: help people make informed decisions with confidence and peace of mind.
How We Serve
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Careful, professional note evaluations
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Transparent explanations — no surprises
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Access to qualified buyers when appropriate
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Direct purchases when it best serves the seller
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Fair pricing and straightforward processes
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No out-of-pocket costs to note sellers
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Reliable, well-managed closings
We believe every note holder deserves clarity, respect, and a process grounded in long-term trust.

The Heart Behind the Name "Gracemar"
Grace — kindness extended freely, without condition. The belief that every person deserves to be treated with dignity, honesty, and care — especially when navigating important financial decisions.
Mar — from the Latin word for sea. A reminder that even in deep, uncertain, or overwhelming situations, there is always a reason to hope.
Gracemar Capital exists at that intersection — where kindness meets the deep.
We don't have all the answers, and we won't pretend to. But we believe that when you lead with grace — in business, in relationships, in life — things have a way of working out the way they're supposed to.
That's not a business strategy. It's just how we're built.
And the Spirit of God was hovering over the waters." — Genesis 1:2
Martha E. Rivera
Martha E. Rivera brings a disciplined and practical approach to real estate note investing, shaped by leadership experience across healthcare, telecommunications, and logistics in Fortune 100 environments.
Her career required evaluating complex financial decisions, managing risk, and ensuring sound outcomes—experience that translates directly into careful, institutional-grade note processes.
Martha obtained her first real estate license in New Jersey in 2005 and founded MCJ Property Solutions in 2015. After relocating to Tampa Bay in 2022, she obtained her Florida license and transitioned into note investing in 2025.
PMP | FL REALTOR®

Our Commitment
We approach every conversation with professionalism, humility, and respect. While we bring experience and analysis, we recognize that lasting peace, restoration, and direction ultimately come from the Lord. Our role is to serve faithfully and steward each opportunity with care.
Ready to explore your options?
Licensing Disclosure:
Martha E. Rivera is a licensed Florida REALTOR® affiliated with Berkshire Hathaway HomeServices Florida Properties Group.
Gracemar Capital™ operates as an independent investment entity separate from Berkshire Hathaway HomeServices.